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How can I hedge against my mortgage payments going higher?

Tuesday, April 19th, 2011
Lee asked:


My mortgage payment will adjust in about 18 months. The mortgage balance is $300,000. I can not refinance now since I am unemployed; however I do have a lot of money saved and invested. My savings and investments are about equal to the mortgage balance. Payments at this time are about $2,500. What can I do to hedge against interest rates going higher at that time?
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